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APPROVED NRAS PROPERTY


An approved NRAS Property can only exist on properties that satisfy the assessment criteria and are approved under NRAS. These properties are generally selected and made available through various property developers and Real Estate agents to Investors which the Manager has applied for and been granted the appropriate approval as an Approved NRAS Property under NRAS.

Investors only select those properties that have been approved by NRAS as Approved NRAS Properties and agree to the terms and conditions to be able to access the Government Incentives available through NRAS.

MANAGEMENT & RENTING

To ensure compliance with NRAS insofar as it relates to the proposed tenants satisfying the definition of Eligible Tenant under NRAS, the Manager will assist in identifying suitable Property and Tenancy Management Services providers. Wherever possible, the Manager will give preference to not for profit organisations.

The property and tenancy management service provider will be responsible for:
  • ensuring compliance with the relevant residential tenancies legislation of each State or Territory;
  • assess initial and ongoing tenant eligibility and hold appropriate documentary evidence of those assessments;
  • manage determination of Market Value Rent for the properties and the rent to be charged to tenants;
  • provide appropriate property management and maintenance functions;  manage the ongoing tenancy; and
  • report on compliance regarding the tenant eligibility and rent levels
ELIGIBLE TENANT

The Approved NRAS Property must be rented to Eligible Tenants who are considered to be low and moderate income households. Income limits for tenant eligibility and upper limits for maintaining eligibility are:

HOUSHOLD TYPE INCOME LIME ($) UPPER INCOME LIMIT
INITIAL ELIGIBITLY MAINTAING ELIGIBILITY
Single person with no children 40,501 50,626
Couples, couples with 1 child, or sole parents with 1 child 55,991 69,989
Couples or sole parents with 2 children 69,423 86,779
Couples or sole parents with 3 or most children 82,855 103,569


The above amounts are based on gross income and will be updated by the Minister to reflect increasing living costs on a regular basis.

To maintain eligibility as an Eligible Tenant the tenants’ income can increase above the initial income limit by 25%. In the event that the income exceeds the upper limit in two consecutive years then a tenant ceases to be an Eligible Tenant.

MARKET VALUE RENT

a) a) Rental of Dwellings
In order to comply with NRAS regulations an Approved NRAS Property must be rented out for no more than 80% of the current Market Value Rent.

If rent for an Approved NRAS Property under NRAS is not at least 20% below the Market Value Rent for that Approved NRAS Property, the Government Incentive payments from the Federal, State and Territory Governments may not be paid.

b) a) Market Value Rent

The Manager is required to comply with prescribed methods for determining the Market Value Rent and must notify the Minister of the Market Value Rent.

The Manager will assist investors to engage registered valuers to provide a written valuation on the Market Value Rent.

The rent may be reviewed for an Approved NRAS Property:
  • upon entering a new lease with a tenant; or
  • for an existing lease, every 12 months from the date of commencement of the lease.
Under NRAS, a formal independent valuation is required in years 1, 4 and 7 of the life of the Approved NRAS Property. In years 2, 3, 5, 6, 8, 9 and 10 an informal ‘desktop’ valuation will be sufficient.

Any increase in rent must be based on information about the location, type and amenity of the approved rental and supported by publicly available data about comparative rental rates in the locale of the dwelling, other than data relating to other dwellings operated by the approved participant. Also any increase in rent can not exceed the percentage change of the NRAS market index.